Spending management or money management applications primarily focuses to process, pay, review, and audit expenses. These applications objectively help you organise your billed payments, apart from actively tracking your daily expenses, viewing your budget positions in detail eventually teaching you to manage money and learn to budget your monthly spending.
These expense management applications provide a list of policies and procedures which manage spending of the nature specific to the software in use, as well as the tools and technologies utilized to process and analyse the data associated with it. So go ahead and let the software teach you to manage your expenses for you!